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Frequently Asked Questions
To "unlock capital", is to provide access to financial resources, ensuring the investor has what they need. At Unlocked Capital, we believe the lending process should be an easy and positive experience. We strive to understand our clients’ needs, ensuring they have the right partners to help them reach their goals. Unlocked Capital stands by the belief that there's a solution for every strategy and a willing lender for every deal.
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How Long Does it Take to CloseWe can move as fast as you need to. If speed is what you need, we'll find the right loan to meet the closing timeframe.
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What are the Rates and Terms?If a doctor gave you medicine before give you an exam you probably wouldn't take those pills. We take time to get to know you and your needs first before we throw rates and terms at you.
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What documents do I need to provide?We collect some basic documentation up front, a 36 month investment track record, your ID, entity documents and 2 months of bank statements. There are other documents that will be needed which varies by lender.
270+
Individual Loans Closed
$72,000,000+
Funds Distributed in USD
ABOUT US

Why choose Unlocked Capital?
Hi, my name is Ryan.
I’ve spent the last 3.5 years working with a direct private lender, helping real estate investors secure funding for everything from fix-and-flips to long-term rental portfolios. Along the way, I became a licensed property manager and real estate agent here in Greenville, SC—because I believe in fully understanding the investments I help finance. I know how important it is to work with someone who gets what you're doing, who speaks your language, and who actually cares about your long-term success. That’s why I started Unlocked Capital—to be a trusted resource, not just a loan broker. If you’re building a portfolio or looking for the right financing partner, I’d love the chance to earn your trust.

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